With my credit card debt now not having to pay interest for a while I wondered how you improved your credit rating you should ensure your name is on the electoral roll and spread credit applications out because if you have a lot in a short space of time this looks suspicious and can damage your score. Your credit rating will also improve if you can make any repayments on time and avoid being in arrears. Another credit improving idea is to cancel any unused credit cards as having access to a large amount of credit can be viewed as a bad credit risk.